A storefront for the Cousin who wants practical help: free starters, deeper field guides, workbooks, webinars, and VIP support when you're ready for more.
No paywall, no catch. Foundations for every Cousin walking the road.
Why one bank says yes and another says no. ChexSystems, Early Warning, TeleCheck, and the protocol for opening accounts that approve.
The new scoring model. What it watches, what it rewards, what it punishes. Trended data, UltraFICO, VantageScore 4.0 explained.
Storefront-style learning tools for the Cousin doing the deeper work. Instant access through Stan Store.
The reports beyond Experian, Equifax, and TransUnion. LexisNexis. CoreLogic. ARS. Innovis. The ones lenders pull that nobody talks about.
The financial profile that actually performs. Four-account structure, the under-10% framework, and the 90-day build sequence in one reference.
Twelve months out from your first home. The checklist, the worksheets, the timeline, the documentation lenders want, all in order.
Learn live, when it matters. From the free workshop to the live webinar series.
Four live workshops a year. Quarterly deep-dives on what's actually shifting in credit and money. FICO updates, banking changes, BNPL, scoring rollouts. Plus the full replay library. Submit questions in advance. Learn live, when it matters.
The full Stan Store catalog with bundles, special drops, and announcements. Product checkout stays there; this page is the polished front door.
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Free Credit Cousins Community on Circle. Live shows, weekly discussions, and a thousand cousins on the same path.
Join Free →Credit Academy VIP membership. The Dispute Engine, the full library, monitoring, and live access. Heavy lifting handled.
Step Into VIP →All products on this page are educational reference materials and self-paced workshops. Nothing sold here is legal, financial, or credit-repair advice or services. Outcomes depend on the reader's own actions and circumstances. Results vary. For legal or financial advice specific to your situation, consult a licensed professional.