Free Workshop · 5 Weeks · Watch Anytime

The Credit
Bootcamp

Q: Who should start with the Bootcamp?

Start with the Bootcamp if you want the foundation before choosing templates, monitoring, or Credit Academy VIP.

A free 5-week online video workshop. Watch on your schedule. Learn the credit fundamentals most guides skip and walk out knowing exactly how to start the work.

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Welcome, Cousin

You're In. Let's Build.

Five weeks. Watch in order if you can. Each session has a video, the key teachings, and a link to download the documents that go with it.

Week 01

Credit Foundations — What's Actually On Your Report

We start at the foundation. What a credit report actually shows you, how the bureaus structure the data, and the sections most people never read carefully enough. Before you can fix anything, you have to understand what you're looking at.

Key Teachings

The four major sections of every credit report and what each one means
Why your personal info section is the foundation for every dispute
How to spot errors most consumers walk past
The three bureaus and why their reports look different
Where to pull your real reports for free

Get Week 1 Documents (PDF) ↓

Week 02

Understanding Your Credit Score — The Models That Score You

Now that you know what's on your report, let's talk about how it gets scored. Different models score differently. The number you see on your phone app is rarely the number a lender pulls. Here's how to know which score actually matters for your situation.

Key Teachings

The five factors that make up your FICO score and how each one is weighted
FICO 8 vs FICO 10T vs VantageScore 4.0 — when each one shows up
Why mortgage lenders use older models (FICO 2, 4, and 5)
Utilization, the most controllable factor, explained right
What hurts your score the most and what you can fix fastest

Get Week 2 Documents (PDF) ↓

Week 03

The DIY Dispute Process — Your Federal Rights In Action

Federal law gives you rights around the accuracy of your own consumer reports. You need to know the order, the timing, and the leverage points. This week we walk through the actual process from Round 1 through escalation.

Key Teachings

Why personal information cleanup comes before any account dispute
The Round 1 letter — what to include and what NOT to include
How to read bureau response letters and what each one actually means
The Method of Verification demand and why it's the bridge to deletion
Certified mail rules and the paper trail that protects you

Get Week 3 Documents (PDF) ↓

Week 04

Building Credit That Lasts — The Profile That Actually Works

Disputing alone won't move you forward. The build is the other half of the work. This week we cover the credit profile that actually works — the right number of accounts, the right mix, the right utilization. The blueprint Cousins use to get to 750 and stay there.

Key Teachings

Four open primary accounts — why this is the sweet spot
The two credit cards that anchor your profile
Short-term and long-term installments and why both matter
Credit-builder loans for thin files or rebuilders
Utilization under 10 percent — the discipline that compounds

Get Week 4 Documents (PDF) ↓

Week 05

Putting It All Together — Your 12-Month Plan

The final week. We pull everything together into a 12-month plan you can actually follow. Report review, building, and monitoring in place. The Cousins who win in a year are the ones who put the pieces in the right order. Here's how.

Key Teachings

Sequencing report review and the build at the same time
What to do every month for the next 12 months
How to know when to escalate vs when to wait
Tracking your wins and adjusting when something stalls
What comes after — mortgage readiness, business credit, the next chapter

Get Week 5 Documents (PDF) ↓

Finished the Bootcamp? Here's What's Next.

The Bootcamp gave you the foundation. The Credit Academy gives you the toolkit to actually run the process — the Dispute Engine, the letter library, monitoring, the private community, and live access to me.

Join the Free Community Step Into Credit Academy →

Bootcamp FAQ

Before you start.

Quick answers for the free workshop.

Is the Bootcamp really free?

Yes. The Bootcamp is a free five-week video workshop. You enter your name and email, then the lessons unlock on the page.

Who should start with the Bootcamp?

Start here if you want the foundation before choosing templates, monitoring, or Credit Academy VIP.

What happens after the Bootcamp?

You can keep learning through the free community, use the Resource Hub, or step into Credit Academy when you want guided support and tools.

The Credit Bootcamp

Get Free Access

You're In. Let's Build.

Credit Foundations — What's Actually On Your Report

Key Teachings

Understanding Your Credit Score — The Models That Score You

Key Teachings

The DIY Dispute Process — Your Federal Rights In Action

Key Teachings

Building Credit That Lasts — The Profile That Actually Works

Key Teachings

Putting It All Together — Your 12-Month Plan

Key Teachings

Finished the Bootcamp? Here's What's Next.

Before you start.

The Credit
Bootcamp